Lifetime pension insurance

Choose the amount and period of your pension that suits you best

An opportunity to receive your 2nd pension pillar savings in retirement in a way that suits your needs.

Lifetime guarantee

Guaranteed payments of the 2nd pillar pension savings for life

Choose the way that suits you best

The amount and period of the pension payments that suits your needs

May be passed down as inheritance

The 2nd pension pillar savings may be passed down as inheritance, indicating the beneficiary

Easy to calculate

Use the calculator to familiarize yourself with the lifetime pension insurance offer

...and other advantages

  • Possibility to choose up to three different stages of pension payments with the desired pension size at each stage 
  • Possibility to choose how often you receive your pension: once a month, quarter, half-year or year 
  • Possibility to postpone the start of the payments of your lifetime pension for up to 10 years
  • The minimum amount of capital accumulated in the 2nd pension pillar in order to take out the insurance is € 3,000
  • You may apply for the insurance once you have reached the national retirement age

Quick and easy to take out


Go to the nearest branch

This insurance policy may be taken out at any customer service centre of PNB Banka


Find the nearest branch


Show an ID

You will need the passport or ID card (or another document with the exact given name, surname and ID number of the insured person)


Show a statement from the VSAA

Make sure that you have a statement from the VSAA (State Social Insurance Agency) on the amount of capital accumulated in the State-funded pension scheme 


Lifetime pension insurance is offered in cooperation with Compensa Life Vienna Insurance Group. 

Associated services

Foreign travelers' insurance program

Special insurance conditions with PNB Banka Premium Cards

Green Card

The Green Card can be compared to the OCTA certificate of insurance, as the risk coverage is the same, but the area of responsibility is extended: the certificate of insurance is valid in the member states of the Green Card system

Private accident insurance

Insure yourself and your family against various injuries (including severe bruises, bone fractures, shocks, etc.), disability and death.

Term life insurance

Provide your family with material protection when it is most needed: after loss of breadwinner due to old age, illness or accident.

Endowment policy

Make savings for future plans or unforeseen occasions and provide your family with material protection. You can get your personal income tax (PIT) refund in the amount of 20% of the contributions made in this policy.