Loan for seniorsA loan for planned or unbudgeted expenses designed specifically for seniors.
|
If you require additional funds for a planned or unbudgeted necessity, for example, a larger purchase, repairs or medical expenses, a loan for seniors will be the best solution.
Money in the account right awayThe Bank will examine the application within 30 minutes Less paperworkTo take out a loan, you only need to present your passport or ID Smaller commissionReduced commission fee for processing and disbursement of the loan Repay when convenientYou may freely choose a repayment date |
... and a number of other advantages
|
Conditions for taking out a loan
|
It is really easy to apply!1
Submit your applicationFill in the application in the online bank or at the nearest PNB Banka customer service centre 2
Find out the answer within half an hourThe Bank will examine the application within 30 minutes and inform you about its decision and the conditions for issuing the loan 3
Sign the agreement and receive the loanThe money will be transferred to your account immediately after signing the agreement at the customer service centre. Do not forget to bring along your passport or ID! |
Consumer credit for seniorA loan for seniors – the most suitable solution if you need additional funds for a planned or unbudgeted necessity, like a larger purchase, repairs or medical expenses.
Example:If you apply for a loan of EUR 500 with a maturity of 12 months and an interest rate of 17% per annum, the monthly payment will be EUR 27.36. The total cost of the loan will be EUR 345.82. This amount includes the interest payments of EUR 28.32, premium of life insurance policy of EUR 7.50 and the loan processing fee of EUR 10. The annual percentage rate (APR) = 32.8%. |
Pricelist
Life insurance policy (offered in cooperation with Compensa Life Vienna Insurance Group SE)
|
Frequently asked questionsHow much time does it take for the bank to decide on issuing a consumer loan?The answer about granting the loan is given within 30 minutes. However, if additional information and documents are required for taking the decision, the decision will be made within 2 days. May I receive a loan if my pension is transferred to an account opened in another bank?No, one of the pre-conditions for being granted a loan is transfer of your pension to an account opened with PNB Banka. May I receive a loan to settle my obligations with another bank?Yes, we will consider the possibility to grant a loan if your credit obligations and income allow for it. You can use the loan amount granted to you at your own discretion, for example, to repay other loans. May I repay the loan before maturity and will penalty be charged for it?Yes, you may repay your loan before maturity in full or in part. No extra fee will be charged for repaying the loan. If you want to repay the loan in full, find out the balance of the loan amount and the accrued interest amount and transfer it to your account with PNB Banka. Then submit an order at the Bank’s customer service centre or send a message via InternetBanka. If you want to repay the loan in part, contact the Bank’s customer service centre and notify whether you want to reduce the amount of the monthly payment or the period of the loan. How will the monthly payments be made: automatically or do I have to transfer them?Monthly payments, including partial repayment of principal and interest payments, will be deducted automatically from your account with PNB Banka on your chosen date. |
We use cookies to ensure the best performance on PNB Banka websites. On the basis of the General Data Protection Regulation, we need your consent to use cookies.