Type of services |
Charges |
1. Card issuance fee |
free of charge |
2. Card account opening fee |
free of charge |
3. Card usage fee |
1 EUR monthly * |
4. Purchase fee (incl. purchases online): |
- in Latvia |
free of charge |
- abroad |
0.5% of the purchase amount |
- at the following traders (see the attachment) |
1% of transaction value (min. 2,00 EUR) |
5. Cash withdrawal fee |
- in PNB Banka’s ATMs in Riga, 11 Raina boulevard, 2B Prusu Street |
The first two transactions – free of charge, starting with the third transaction - 1% of amount, 1.50 EUR min. |
- in PNB Banka with a card EUR currency - in other ATMs in Latvia and abroad |
one transaction a month up to 700 EUR - free of charge; over 700 EUR - 1% of the amount over 700 EUR (min. 1.50 EUR); all other monthly transactions - 1% of the amount (min. 1.50 EUR)
The commission fee is withheld on the last business day of the month, in which the amount of the transaction was deducted from the customer’s card account
(see annex Information on the procedure of withholding the commission fee for cash withdrawal using a card at PNB Banka POS terminals and ATMs in Latvia and abroad) |
- in POS-terminals of other banks in Latvia and abroad |
2%, min. 3 EUR |
in PNB Banka without using a card: |
- EUR |
In accordance with the Tariffs for cash transactions |
6. Interest for the allowed loan amount |
23.00% ** a year of the allowed loan limit spent |
7. Minimum monthly repayment amount of the allowed loan limit spent |
5% |
8. Penalty interest a day for the exceeded loan limit (is charged as from the date when the overdraft occurred) |
0.167% a day |
9. Penalty interest a day for a delayed monthly payment |
0.25% a day |
10. Card activation fee after it has been blocked due to violations of the card usage terms |
15,00 EUR |
11. Charges for extraordinary card replacement in case of loss or damage thereof |
15,00 EUR |
12. Fee for urgent card issuance (within 8 working hours) |
21,34 EUR |
13. Report sending fee |
- via mail across Latvia |
2,13 EUR |
- via e-mail |
free of charge |
- to be received at PNB Banka's branch |
0,71 EUR |
14. Preparation of additional reports |
1,42 EUR |
15. Fee for a transfer from the ELKOR card account |
In accordance with the tariffs for current account |
16. Fee for balance inquiry in other ATMs |
0,28 EUR |
17. Maintenance of a card account without an active card, starting from the 4th month |
0,20 EUR monthly |
18. Maintenance of a card account without an active card, starting from the 2nd year |
2 EUR monthly |
19. Card account maintenance of an inactive client*** |
1 EUR monthly |
20. Fee for balance request at PNB Banka’s ATM |
free of charge |
21. Fee for PIN code change through PNB Banka’s ATM |
free of charge |
22. Unblocking PIN code in PNB Banka’s ATM |
free of charge |
23. Verification of documents for a private person to open an account with a residence permit |
EUR 25 |