International payments

Payments in USD

Type of transfer	Charges covered by	PNB Banka charges	Additional charges
Ordinary payment executed on the second business day after payment order is submitted to the bank (Т+2)	Beneficiar	95 EUR	Deducted from transfer amount by intermidiary bank
	Remitter	120 EUR	Covered by remitter upon intermidiary bank request
Cut off time 18:00 (Latvian time)
Standard payment executed on the next business day after payment order is submitted to the bank (Т+1)	Beneficiar	120 EUR	Deducted from transfer amount by intermidiary bank
	Remitter	140 EUR	Covered by remitter upon intermidiary bank request
Cut off time 18:00 (Latvian time)
Urgent payment executed on the business day when payment order is submitted to the bank (Т)	Beneficiar	140 EUR	Deducted from transfer amount by intermidiary bank
	Remitter	170 EUR	Covered by remitter upon intermidiary bank request
Cut off time 14:30 (Latvian time)
Express payment* executed during 2 hours on the business day when payment order is submitted to the bank (Т)	Beneficiar	170 EUR	Deducted from transfer amount by intermidiary bank
	Remitter	190 EUR	Covered by remitter upon intermidiary bank request
The execution time is valid if the order is received till 15:30 (Latvian time)
Accepting of payment order in paper form		10 EUR

* to perform payment order after 15:30, the bank’s pre-approval is required. In case of negative decision, the bank informs a customer within 1 hour from the moment of transfer order receipt and performs it in the usual way

Payments CIS currecnies

Type of transfer	PNB Banka charges
Ordinary payment in RUB and other CIS currencies executed on the the second business day after payment order is submitted to the bank (Т+2)	25 EUR
Cut off time 18:00 (Latvian time)
Standard payment in RUB and other CIS currencies executed on the next business day after payment order is submitted to the bank (Т+1)	35 EUR
Cut off time for RUB 18:00, other currencies - 12:00 (Latvian time)
Urgent payment (if available)* in RUB and other CIS currencies executed on the business day when payment order is submitted to the bank (Т) **	45 EUR
Cut off time 12:00 (Latvian time)
Express transfer *** in RUB is executed out of turn on a day when the bank receives a payment order (Т)	65 EUR
The execution time is valid if the order is received till 15:00, in winter period – till 14:00 (Latvian time)
Accepting of payment order in paper form	10 EUR

* Payment order is considered "accepted" when a corresponding amount of money is deducted from client´s account
** For payments in Russian rubles - during the winter time until 11:00 o´clock Latvian time
*** For all payments to be sent after 13:00 (in winter period – after 12:00), prior coordination with the bank is required till 13:00 (in winter period – till 12:00)

Payments in other currencies

Type of transfer	Charges covered by	PNB Banka charges	Additional charges
Standard payment executed on the second business day after payment order is submitted to the bank (Т+2)	Beneficiar	60 EUR	Deducted from transfer amount by intermidiary bank
	Remitter	70 EUR	Covered by remitter upon intermidiary bank request
Cut off time 18:00 (Latvian time)
Urgent payment (if available)* executed on the next business day after payment order is submitted to the bank (Т+1)	Beneficiar	70 EUR	Deducted from transfer amount by intermidiary bank
	Remitter	80 EUR	Covered by remitter upon intermidiary bank request
Cut off time 14:00 (Latvian time)
Accepting of payment order in paper form		10 EUR

^*Payment order is considered "accepted" when a corresponding amount of money is deducted from client´s account

Payments in CNY

Payment type	Charges covered by	PNB Banka charges
Standard transfer is executed upon prior coordination with the bank, as from the second bank day following the bank’s receipt of a payment order (Т+2)	Beneficiar	60 EUR*
	Remitter	70 EUR*

^*additional fees may be charged if the foreign bank’s fees are paid by the sender

Payments in AED

Payment type	Charges covered by	PNB Banka charges
Standard transfer is executed upon prior coordination with the bank, as from the third bank day following the bank’s receipt of a payment order (Т+3)	Beneficiar	60 EUR*
	Remitter	70 EUR*

* additional fees may be charged if the foreign bank’s fees are paid by the sender

Additional services and tariffs

Service	Charges
1. Revocation, search for or changing the details of the outgoing payment	50 EUR+ actual costs
2. Return of incoming payment (charged from the transfer amount)	30 EUR
3. Non-standard investigation of internal payments	30 EUR
4. Investigation of incoming payments	30 EUR
5. Commission fee for the verification of payment’s compliance risk	100 EUR
6. Additional fee for an outgoing transfer (in any currency) made to a legal entity, except for intrabank payments. The fee is applied if the laws and regulations of the registration country of the legal entity - beneficiary do not oblige a company to prepare and submit to the competent supervisory authorities financial statements, including annual reports on its activities	1% of the transferred amount (min 500 EUR)
7. Additional fee for an incoming transfer (in any currency) received from a legal entity, except for intrabank payments. The fee is applied if the laws and regulations of the registration country of the legal entity – remitter do not oblige a company to prepare and submit to the competent supervisory authorities financial statements, including annual reports on its activities	500 EUR per transfer