Becoming a client of the bank

A person has always been, is and will be a top priority for PNB Banka. Therefore, we provide service in the way most convenient for clients: on-site.


We have always taken care of the implementation of state-of-the-art technological solutions, however, we most of all value the personal link when communicating face-to-face with our customers. That is why PNB Banka has maintained a wide network of branches throughout Latvia and welcomes everyone who needs convenient, affordable and economical financial solutions. Because a person is more important than technology.

Apply for account opening


Advantages for our clients:

  • Favourable and easy daily product packages
  • The most available consumer loan – up to the age of 80 years!
  • Cheapest cash transactions
  • Utility bill payments at the lowest price in Latvia
  • Always favourable currency exchange rates

Product packages

Choose the most suitable product package, which includes all fundamental financial solutions for your everyday money matters!

Bank account for seniors

Fundamental bank services and low utility payment fees for an easier everyday life of seniors only at € 0.45 per month!

  • An account and a payment card Debit Mastercard
  • Lowest utility payment fees in Latvia
  • Possibility to withdraw cash free of charge 
  • Discounts on goods and services

Everyday package

All fundamental bank services for everyday use combined in a convenient package starting from €1,5 per month!

  • A card with a credit limit for shopping 
  • Free EUR transfers
  • Online bank with the SMS PIN authorisation tool
  • Discounts on insurance products

Gold package

For those who want even more opportunities in everyday life – choose the advantages offered by the Gold package starting from € 4 per month!

  • Gold Mastercard payment card
  • Interest-free loan for up to 55 days
  • 2% cashback for purchases worldwide
  • Free EUR transfers


Other options that may be of your interest:


We offer crediting options up to the age of 80 years!


We have one of the most profitable interest rates and at least 6 different ways you can save!


We offer cards for both basic needs and more demanding users!

Apply for a consultation and find out more about a solution that suits you best!