Private health insurance

Your protection against unforeseen expenses arising from medical assistance costs

Insurance policy for anyone aged 1 to 65 years

This health insurance is suitable for any resident of Latvia whose age is at least 1 year at the time of taking out the insurance and no more than 65 years at the end of the policy period

A sense of security throughout the year

The policy is valid for 1 year, during which you will protect yourself from unforeseen expenses if you happen to get ill. The policy covers both patient co-payments and paid outpatient and inpatient services (depending on the chosen plan)

Choose from 2 different types of plans

You have the option to choose from 2 different plans with a different coverage. The premiums of the plans start from EUR 129 and EUR 219 (depending on the information specified in the application)

Get 20% back

You can get your personal income tax (PIT) refund in the amount of 20% paid for this policy, as this payment is included in eligible expenses

Quick and easy to take out


Submit the application

Fill in the application at your nearest customer service centre of PNB Banka

Find the nearest branch


Receive the answer and the quote within 3 days

Compensa Life, the partner of the bank, examines the application and informs you through the bank of the decision taken, as well as the final price of the policy


Private health insurance is offered in cooperation with “Compensa Life Vienna Insurance Group SE Latvijas filiāle”.


Pay the invoice and receive the policy

Pay the invoice which a bank employee will send to your e-mail and go to the customer service centre to receive your health insurance. Remember to bring along your passport or ID card!

Associated services

Foreign travelers' insurance program

Special insurance conditions with PNB Banka Premium Cards

MTPL insurance

Protect yourself against pecuniary or non-pecuniary damage (health, life or moral damage) caused to a third party in a road accident 

Green Card

The Green Card can be compared to the OCTA certificate of insurance, as the risk coverage is the same, but the area of responsibility is extended: the certificate of insurance is valid in the member states of the Green Card system

Property insurance

Protect your property from various risk events, such as damage caused by water leakage, fire, natural disasters and unlawful actions by third parties.

Term life insurance

Provide your family with material protection when it is most needed: after loss of breadwinner due to old age, illness or accident.