MTPL insurance

Keep your peace of mind on the road and your car happy

Compulsory civil liability insurance of owners of motor vehicles, which covers damage caused to a third party as a result of a traffic accident in the European Economic Area.

Covers damage for you

MTPL insurance (OCTA policy) covers damage caused by the motor vehicle driver to health, life or property of another person

You can choose the appropriate insurance period

Insurance is available for 3, 6, 9 or 12 months

Valid in most European countries

The certificate of insurance operates in the European Economic Area, which includes the following countries: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Guadeloupe, Guinea-Bissau, Hungary, Iceland, Ireland, Italy, Liechtenstein, Lithuania, Luxembourg, Malta, Martinique, Netherlands, Norway, Poland, Portugal, Reunion, Romania, Slovakia, Slovenia, Spain, Sweden and the United Kingdom.

Can be taken out as a gift

Caring for the vehicle of your loved one, you can also take out this insurance policy as a gift

...and other advantages

  • This insurance policy may be taken out for any motor vehicle registered in the Republic of Latvia
  • You do not have to be a customer of PNB Banka

Quick and easy to take out


Go to the nearest branch

This insurance policy may be taken out at any customer service centre of PNB Banka

Find the nearest one


Show the vehicle registration certificate

You will need a valid vehicle registration certificate. It is also sufficient if you know at least 2 numbers: the vehicle licence plate number and the vehicle registration certificate number or the owner’s ID number


MTPL insurance is offered in cooperation with GJENSIDIGE ADB Latvia branch.


Get an insurance policy

Associated services

Foreign travelers' insurance program

Special insurance conditions with PNB Banka Premium Cards

Green Card

The Green Card can be compared to the OCTA certificate of insurance, as the risk coverage is the same, but the area of responsibility is extended: the certificate of insurance is valid in the member states of the Green Card system

Private accident insurance

Insure yourself and your family against various injuries (including severe bruises, bone fractures, shocks, etc.), disability and death.

Term life insurance

Provide your family with material protection when it is most needed: after loss of breadwinner due to old age, illness or accident.

Endowment policy

Make savings for future plans or unforeseen occasions and provide your family with material protection. You can get your personal income tax (PIT) refund in the amount of 20% of the contributions made in this policy.